Getting the Financial Support You Need When Your Spouse Passes: A Primer on
The loss of your loved one can have many ramifications for your life, but it can be especially disheartening to try and figure out your financial future during this difficult time. If you have a disability and are unable to work, trying to figure out what you are entitled to in the form of benefits is confusing, which is why many people in this situation don’t even know where to start. Thankfully, we’ve broken down the basics of disabled widow’s or widower’s insurance here.
These benefits provide a disabled widow or widower who has no recent work history the opportunity to receive benefits when a spouse passes away. This is true even when the widow or widower has some modest resources (which might have previously been an issue if you attempted to qualify for Supplemental Security Income.)
The following must be true to get access to these benefits after the loss of your spouse:
• The widow(er) and the deceased individual were married for a minimum of ten years before getting a divorce or the spouse and widow(er) were married for nine months and were still married at the time of death
• The decreased spouse was eligible for SSDI benefits in the month before his or her death
• The widow(er) applying for benefits must be between the ages of 50 and 59
• The disability must have begun no later than seven years following the death of the deceased spouse
As you can see, this process can be complex. If you believe that you may be entitled to benefits for disability after your spouse has passed away, it’s in your best interests to contact a qualified and experienced widower’s disability insurance attorney at the firm of Catania & Catania today.