Workers’ Compensation Fraud Crackdown

Workers’ Compensation Fraud Crackdown

fraudThe workers’ compensation system, also known as workman’s comp, is a tricky and complicated system to begin with, but it is being made all the more controversial as more dishonest workers are caught defrauding the system.

What is Workers’ Compensation?

Workers’ compensation is a form of insurance held by employers to provide financial support for employees who are injured on the job. By accepting workers’ compensation money, employees agree not to pursue any legal recourse against their employers, even if the injury was the fault of the employer or company. The money provided by workers’ comp is meant to cover lost wages and medical bills during recovery, so it is not intended to be a permanent form of financial compensation. Continue reading

A Quick Guide to the Different Social Security Disability Programs

A Quick Guide to the Different Social Security Disability Programs

social security disabilityTrying to understand Social Security Disability Benefits can be an experience similar to decoding a foreign language. This guide will help you differentiate between the two forms of disability benefits available so that you can determine which is best for your situation.

Disability Benefit Type 1: Supplemental Security Income (SSI)

This form of Social Security disability is based strictly upon need. Entry into the program requires that your income and resources fall below a certain level to prove that you have no other options for support but Social Security. The most important thing to know about SSI is that it does not matter if you worked and paid into the Social Security system; you can still qualify for the program regardless. Continue reading

Debate over the Driving Age: 16 or 18?

Debate over the Driving Age: 16 or 18?

teen driverAmerica is unique from other countries in a number of ways, particularly in its different “of age” requirements. While most European countries allow drinking at age 18, an American must wait until her 21st birthday. Voting, meanwhile, begins at age 18. And the driving age? Well, teens as young as 16 can get behind the wheel! The strange discontinuity between drinking, voting, and driving has been the source of controversy and debate for many years, with many safe driving advocates insisting that teens shouldn’t be allowed to drive when they still can’t even legally vote.

The Science Behind the Debate

According to ongoing brain research at the National Institutes of Health, the “executive branch” of the brain, which is responsible for considering risks, controlling impulsive decisions, and making rational judgements, is not fully matured until the age of 25. In most 16-year-olds, that part of the brain is significantly less developed than even teens just a few years older. Continue reading

Can the “Textalyzer” Help Cops Catch Texters?

Can the “Textalyzer” Help Cops Catch Texters?

texting1Drunk driving has been an enormous problem for years, causing countless injuries and deaths. Police forces responded to the crime of drinking and driving with the breathalyzer test, which uses technology to record a driver’s exact blood alcohol content and determine if that person was driving under the influence.

Today, texting and driving poses just as big of a threat as drunk driving, so law enforcement is stepping up to once again find a way to monitor distracted driving and punish it accordingly. Although drivers know that using a cell phone while driving is reckless behavior, very few overcome the temptation and put their phones down permanently if behind the wheel. Every single day, more than 1,000 people are injured and eight are killed due to distracted driving. Continue reading

How to Handle Premises Liability

How to Handle Premises Liability

Whether you are a home owner, business owner, or visitor to a home or business, premises liability laws could impact your life with virtually no warning. The legal concept of premises liability revolves around the idea that an injury that occurred due to unsafe or defective conditions on someone else’s property. If you are the property owner, you could be facing a premises liability lawsuit from the injured party, while if you are the injured party, you could have a route to gain compensation for your injuries.  Continue reading

Is Social Security Disability Trying to Rip You Off?

Is Social Security Disability Trying to Rip You Off?

If you are disabled, but spent a good portion of your adult life working and paying taxes to the government, then you are entitled to Social Security disability benefits. However, it is becoming harder and harder for legitimately injured people to receive the benefits they rightfully deserve. Continue reading

Why Every Driver Needs a Crash Kit App

Why Every Driver Needs a Crash Kit App

Whether you’ve been involved in five or six accidents throughout or life or have yet to experience a car crash, it is always traumatic and overwhelming. In addition to checking for and potentially struggling with physical safety, you also have insurance information to worry about, law enforcement officers to contact, and family members that need to be notified. How is one person supposed to effectively juggle all of that while feeling emotionally dizzy? Continue reading

When Large Companies Don’t Report Injuries

When Large Companies Don’t Report Injuries

Just as employees are held to specific standards when working and representing their employer, employers have an obligation to quickly and efficiently report any workplace injuries for workers’ compensation. Unfortunately, many companies, large and small, neglect to report injuries and instead leave employees in danger and without adequate financial support to recover. Continue reading