Social Security Disability: Getting the Facts and Getting an Attorney

Applying for Social Security Disability Insurance (SSDI) can be a time-consuming and confusing task. There is a lot of paperwork, you need to ensure that you qualify for SSDI, you need to ensure that there is nothing in your disability or background that would disqualify you from receiving benefits and then you have to present your information and get it through the system. Continue reading

Workers’ Compensation: As Rates Soar, States Cut Back on Benefits

“As the work is done for the employer, and therefore ultimately for the public, it is a bitter injustice that it should be the wage-worker himself and his wife and children who bear the whole penalty.” – President Theodore Roosevelt, 1907.

Worker’s compensation laws have been around for over a hundred years. By the 1920s, every state had laws on the books that would protect workers from the results of workplace accidents and protect the employers from being sued after an accident happened. Continue reading

Personal Injury: Defining the Need for Protection

Personal injuries are the injuries – both mental and physical – that occur because of someone else’s negligence or intentional actions. The type and severity of personal injuries cover a huge range of issues and, although many of them can be covered by insurance, there are some injuries that insurance will not cover.

Filing a personal injury claim against a company or an individual can lead to one of two outcomes. There will either be a settlement – where the insurance company or individual settles the amount of compensation outside of court and the claimant relinquishes any further claim – or the case will go to court. Continue reading

Finding the Right Auto Accident Attorney

Accidents happen.

Most of the time if you have an automobile accident in Florida, the situation is fairly clear-cut. Since Florida is a ‘no-fault’ state, your personal injury protection (PIP) insurance will cover minor medical costs and property damage liability (PDL) will cover the damage to your vehicle and any other property damage caused. You are required by the state to carry $10,000 worth of coverage for both types of insurance.

If the accident causes more injury, damage or if you have the bad luck to have an accident with someone without insurance (which is illegal in Florida) you have other methods of recovering money and injury compensation that the insurance will not cover. These methods involve filing a personal injury suit against the other party.

Whenever you file a personal injury suit against a person or insurance company there is one of two results. Either the case will be settled or it will go to court. Personal injury suits against someone who was driving without insurance will almost always go to court.

In either situation, an auto accident attorney will make the procedure smoother and is the best method of getting an equitable settlement. Auto accident attorneys are specialized personal injury lawyers who can explain your rights and responsibilities after an accident. They know what needs to be filed with the court, what information you will need to present and the best way to get a positive result.

They are your advocate and will help you get the best settlement possible after an accident. If you are involved in an accident that is not covered by your insurance or that has caused more damage than your insurance covers, contacting a good auto accident attorney should be your first step.

Commercial Vehicle Accidents – Who is To Blame?

Regardless of your place of work, there’s always a risk of accident. This is especially the case if you’re working with commercial vehicles, as you may be out in adverse weather conditions and at risk of other less careful drivers.

However, when it comes to commercial vehicle accidents, sometimes it’s difficult to know precisely who is to blame. That’s why many people choose not to seek legal compensation, even though they might be entitled to it. Continue reading

Commonly Asked Questions about Workers’ Compensation

It’s possible that you’ve never had to hire a lawyer before, and as a result, you may not be familiar with worker’s compensation or what you’re entitled to if you’re injured at work. As a result, here’s a few commonly asked questions, designed to help you understand your rights.

Useful Information about Worker’s Compensation Continue reading

Had a Car Accident? Here’s What You Should Do Next

Having an auto-related accident can be a harrowing experience. Whether it’s a case of having a car crash into the back of you or suffering a collision with a drunk driver, it’s likely that the incident will leave you feeling shaken, upset and even in a state of shock.

As a result, it’s especially important to take the right action after your accident. Here’s a brief guide, outlining the correct steps to take. Continue reading

Recovering Financially after a Neck-Related Injury at Work

Injury is possible in all types of workplace, regardless of how exceptional the establishment’s health and safety procedures are. It’s a regrettable aspect of working in any environment, and sometimes, an accident or injury is simply unavoidable.

Neck injuries are particularly problematic as they can be truly debilitating. They’re most common in industries where heavy-lifting or hard labor is prevalent, or where workers are required to drive. Continue reading

Workers’ Compensation or Social Security Disability Benefits?

If you’ve suffered an injury at work which has left you permanently or temporarily disabled as a result, you might be left wondering exactly what benefits or compensation you should be claiming for. After all, as it happened in the workplace, it’s likely that you’ll be eligible for worker’s compensation, so you should wait until you’ve secured that before applying for social security benefits, right?

This is actually very much not the case. In fact, depending on your circumstances, you may be able to apply for both at the same time, which would provide you with significantly more money to help manage your disability while you’re unable to work. Continue reading