Workers’ compensation benefits and Social Security Disability Benefits are two of the most commonly accessed and utilized forms of disability in America. However, it is important to understand that they are not mutually exclusive to each other. One can easily affect the other, though the outcome is highly dependent on your specific situation. Capitalizing on each requires the guidance and support of an experienced Florida attorney.
What Is Workers’ Compensation?
Workers’ compensation is a type of insurance that provides wage replacement and medical benefits to an employee who suffers from an illness or injury as a result of his workplace environment. In exchange for this compensation, the employee must agree not to bring a lawsuit against his employer for the occurrence of the incident that led to illness or injury.
What Is Social Security Disability Insurance?
The Social Security Disability Insurance (SSDI) program also provides financial compensation to employees who sustained an injury or illness at work that has prevented them from returning to work. Employees can qualify for this form of disability if they have worked for at least 10 years, have a disability that qualifies for benefits, and can provide all of the proof and documentation required by the Social Security Administration.
Making the Most of SSDI and Workers’ Comp Benefits
If you have become permanently and severely injured due to a workplace accident, you deserve financial compensation that will help you keep your life together and make up for the wages you can no longer earn. However, you are not able to collect the full amount of your workers’ compensation benefits and the full amount of your SSDI benefits. State and federal laws actually limit the amount of money you can collect from workers’ comp and SSDI since they are both considered government benefits.
According to the Social Security Administration, “If you receive workers’ compensation or other public disability benefits, AND Social Security disability benefits, the total amount of these benefits cannot exceed 80 percent of your average current earnings before you became disabled.”
This means that if you qualify for both forms of disability, you will be best served by contacting Catania and Catania Attorneys at Law. Paul and Peter Catania have been serving the Tampa, Florida area for more than 25 years to help residents make the most of Social Security and Workers’ compensation benefits. Call (800) 253-5523 today to schedule your consultation.